We got all your first home buyer questions covered in this video.
Where should a first time home buyer start? How much is the first home buyers grant? What are the benefits of being a first time home buyer? What credit score do you need to buy a house for the first time? 00:00 First Home Buyer Q&A [Update 2020] 0:29 1. Does HELP/HECS loan affect borrowing I have a hefty debt like aprox $70k. So this will have quite a significant effect on borrowing power. Should I Do Voluntary Payment on Top of the amount coming out? Or Should I Just Left It Ride out? 1:49 2. Can You Withdraw from Your Super Fun for Your First Home Loan? Or Does It Solely Have to be Only When You Opt for the Super Saver Scheme and put into that Super Account? 3:12 3. If You are Denied a Home Loan will there be a Record of it and Possible Affect Your Likely Hood Being approved in the Future? 4:21 4. If You are Stood down from your Job Once you go back to work will the Banks still consider you for a Loan or will they Expect you to be back for 6 Months before Applying? 5:18 5. Can you please Tell me about buying Land and Building? Is It possible to buy the block of Land first, and not Build for 3-6 Months? Do We need Pay extra taxes Upfront or After you Build House? 6:42 6. With the First Home Loan Deposit Scheme, Does the Property have to be Brand New to Quality for the Scheme?